Introduction
Whether you’re locking in profits, moving to a stable asset during volatility, or preparing to rotate into a new position later, converting XRP to USDT is a common move. This guide shows you exactly how to exchange XRP to USDT on Bitsz.io—a non-custodial, registration-free swap service—along with safety checks most people forget (network selection, address formats, and destination tags). We’ll also touch on alternatives for trading and diversifying, so you can pick the path that fits your style.
Understanding Ripple (XRP) and Tether (USDT)
Ripple / XRP (the asset). XRP is the native token of the XRP Ledger (XRPL), a fast L1 used for value transfer. When sending XRP to exchanges or services that use shared addresses, you often need a Destination Tag (a short numeric memo) so they can credit your account correctly. Tags are part of XRPL’s design for routing payments to the right user.
Tether / USDT. USDT is a dollar-pegged stablecoin issued by Tether on multiple networks—including Ethereum (ERC-20), Tron (TRC-20), Solana, Liquid, Polkadot AssetHub, Tezos, Avalanche, Kava/Cosmos, and others. Picking the right USDT network for your receiving wallet is crucial before you convert xrp to usdt.
How to Exchange XRP to USDT on Bitsz
Bitsz is a non-custodial instant exchange: you select a pair, send your coins to a one-time address, and receive the output directly in your own wallet. No account creation is required; funds aren’t parked on an exchange in your name. (You still need to follow standard AML rules and provide correct transaction data.)
Step 1 — Open Bitsz and choose the pair
Go to Bitsz.io and select XRP → USDT. Bitsz supports floating and fixed rates: floating updates with market moves, fixed locks a quote for a short window. The homepage explains the flow and shows the “How to exchange cryptocurrency” steps right on the calculator.
Pro tip (fees & transparency). Bitsz lists “All fees included” on the swap screen and displays both rate modes up front. That helps you decide between speed vs. certainty on larger tickets.
Step 2 — Pick the correct USDT network
Before you paste a USDT address, confirm which chain your wallet uses (for example, TRC-20 on Tron or ERC-20 on Ethereum). USDT exists on many networks; sending to the wrong chain can strand funds. Tether’s official Supported Protocols page lists every network USDT runs on—double-check it against your wallet’s “Receive USDT” screen.
Step 3 — Paste your USDT receiving address
Enter your USDT address (on the correct chain) in the “Recipient’s address” field. If your wallet shows a memo field for USDT on that chain, follow those instructions—but most USDT deposits are address-only.
Bitsz’s exchange page will then show the XRP deposit address (and, if applicable, a Destination Tag) for you to send from your wallet. Some XRP destinations require a tag; Bitsz’s flow and Terms note that when a tag/Memo is required, you must include it.
Step 4 — Send your XRP (watch the Destination Tag)
From your wallet or exchange, send the exact XRP amount shown by Bitsz to the provided address. If Bitsz provides a Destination Tag, include it exactly—missing or wrong tags are the easiest way to delay funds. XRPL’s docs explain why tags exist (they route payments to the right sub-account behind a shared address).
New to tags? Many exchanges/wallets also have support articles on XRP tags and memos. The concept is the same everywhere: address + correct tag ensures the credit goes to you.
Step 5 — Wait for confirmations and receive USDT
Bitsz processes the swap when your XRP hits their address; then it sends USDT directly to your wallet on the network you selected. You can track the order in your browser; the “How it works” page outlines the three-step process (select pair → enter amount/address → make the transfer).
That’s it. You’ve completed an xrp to usdt swap without opening an exchange account or moving funds into long-term custody anywhere.
Exploring Other Options for Trading and Diversifying Your Portfolio
While Bitsz is fast for swap xrp to usdt and convert xrp to usdt operations, you might want broader tools—order books, staking, or fiat on-ramps. Here are common alternatives:
Centralized exchanges (CEX). If you need fiat deposits/withdrawals, recurring buys, or spot order books, regulated platforms are often easier. Think of major venues that list XRP/USDT pairs and provide KYC, reporting, and customer support. You’ll still need to mind XRP Destination Tags when depositing/withdrawing XRP to/from a CEX. (See XRPL tag docs and exchange help centers for deposit instructions.)
Non-custodial aggregators. Bitsz is one; its site emphasizes non-custodial swaps, no registration, and transparent steps for every order. If you plan to swap frequently, read the FAQ/Terms and learn how fixed vs. floating quotes behave at different market speeds.
Network choice for USDT. For low fees and high speed, many traders prefer TRC-20 (Tron) USDT; for broad dApp compatibility, ERC-20 (Ethereum) remains common. Tether’s official page lists every supported network so you can match your wallet and avoid mis-routes.
Going the other way (usdt to xrp). If you later decide to rotate back, Bitsz also supports USDT → XRP; the flow is similar but in reverse (you’ll paste an XRP address and possibly a Destination Tag if your receiving wallet/exchange requires it). Bitsz’s USDT→XRP guide reminds users to include a tag where needed.
Conclusion
Swapping XRP to USDT doesn’t need to be complicated. On Bitsz.io, the path is straightforward: select XRP → USDT, pick the correct USDT network, paste your receiving address, send XRP with the correct Destination Tag (if shown), and receive USDT in your wallet. The service is non-custodial and registration-free, so you keep control of funds through the entire exchange. Combine that with a few smart checks—address/network accuracy and tag usage—and your exchange xrp to usdt process stays smooth and safe.
FAQ
Do I need a Destination Tag when I convert XRP to USDT?
It depends on the destination address you’re sending XRP to. If Bitsz shows a Destination Tag on your order page, include it exactly as shown—XRPL uses tags to route payments made to shared addresses.
Which USDT network should I use—ERC-20 or TRC-20 (or others)?
Use whichever network your receiving wallet supports. Tether issues USDT on many chains (Ethereum, Tron, Solana, Liquid, Polkadot AssetHub, Tezos, Avalanche, Kava, and more). Always match your wallet’s network to the address you paste on Bitsz.
How long does an xrp to usdt swap take?
Timing depends on blockchain load and confirmations. Bitsz shows live order progress on the swap screen and processes your payout after your XRP transfer is credited.
Can I swap USDT to XRP on Bitsz (the other direction)?
Yes. Select USDT → XRP, paste your XRP address (and tag if required by your receiving wallet/exchange), and send USDT on the correct chain. Bitsz’s USDT-to-XRP page outlines the same four-step flow.
What if I sent XRP without the required tag?
Contact support immediately with your transaction hash and order details. Tags are how services credit the right user when they use shared addresses—XRPL docs explain why they matter.