[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"blog-categories-en":3,"wp-translations":54,"fetchPost-crypto-news\u002Fpaypal-integrates-stablecoin-on-stellar-en-1":58},[4,14,22,30,38,46],{"id":5,"graphqlId":6,"name":7,"slug":8,"image":9,"uri":10,"count":11,"children":12,"locale":13},57,"dGVybTo1Nw==","Convert Guide","convert-guide",null,"\u002Fcategory\u002Fconvert-guide\u002F",27,[],"EN",{"id":15,"graphqlId":16,"name":17,"slug":18,"image":9,"uri":19,"count":20,"children":21,"locale":13},1,"dGVybTox","Crypto News","crypto-news","\u002Fcategory\u002Fcrypto-news\u002F",87,[],{"id":23,"graphqlId":24,"name":25,"slug":26,"image":9,"uri":27,"count":28,"children":29,"locale":13},61,"dGVybTo2MQ==","Price Prediction","price-prediction","\u002Fcategory\u002Fprice-prediction\u002F",32,[],{"id":31,"graphqlId":32,"name":33,"slug":34,"image":9,"uri":35,"count":36,"children":37,"locale":13},53,"dGVybTo1Mw==","Quick History Lesson","quick-history-lesson","\u002Fcategory\u002Fquick-history-lesson\u002F",37,[],{"id":39,"graphqlId":40,"name":41,"slug":42,"image":9,"uri":43,"count":44,"children":45,"locale":13},69,"dGVybTo2OQ==","Top 5","top-5","\u002Fcategory\u002Ftop-5\u002F",7,[],{"id":47,"graphqlId":48,"name":49,"slug":50,"image":9,"uri":51,"count":52,"children":53,"locale":13},212,"dGVybToyMTI=","Trading Guide","trading-guide","\u002Fcategory\u002Ftrading-guide\u002F",16,[],{"post":55,"docs":57},[13,56],"RU",[13,56],{"type":59,"post":60},"post",{"id":61,"title":62,"slug":63,"uri":64,"date":65,"excerpt":66,"content":67,"postId":68,"language":69,"translations":73,"categories":80,"featuredImage":84,"seo":89},"cG9zdDoxMTY3","PayPal Integrates Stablecoin on Stellar Blockchain to Revolutionize Cross-Border Payments","paypal-integrates-stablecoin-on-stellar","\u002Fcrypto-news\u002Fpaypal-integrates-stablecoin-on-stellar\u002F","2025-06-11T17:02:59","\u003Cp>In a landmark move for the crypto and fintech industries, PayPal has announced its partnership with the Stellar blockchain to launch a stablecoin-based solution for cross-border remittances, payments, and financing. The collaboration, revealed on June 11, 2025, marks a significant step toward mainstream adoption of blockchain technology in traditional finance. By leveraging Stellar’s high-speed, low-cost … \u003Ca class=\"link-more\" href=\"https:\u002F\u002Fbitsz.io\u002Fcrypto-news\u002Fpaypal-integrates-stablecoin-on-stellar\u002F\"> Читать далее\u003C\u002Fa>\u003C\u002Fp>\n","\u003Cp>\u003Cspan style=\"font-weight: 400;\">In a landmark move for the crypto and fintech industries, \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">PayPal \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">has announced its partnership with the \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Stellar blockchain \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">to launch a stablecoin-based solution for cross-border remittances, payments, and financing. The collaboration, revealed on June 11, 2025, marks a significant step toward mainstream adoption of blockchain technology in traditional finance. By leveraging Stellar’s high-speed, low-cost network, PayPal aims to address the inefficiencies of legacy banking systems and offer users a seamless, borderless financial experience.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch3>\u003Cb>Why This Partnership Matters\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">Cross-border transactions have long been plagued by high fees, slow processing times, and limited accessibility. Traditional banks often charge up to \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">6% in fees \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">for international transfers, while processing can take days. Stellar’s blockchain, known for its \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">1.4-second transaction finality \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">and \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">$0.00001 per transaction cost\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">, offers a stark contrast. PayPal’s integration of its stablecoin on Stellar could disrupt these outdated systems, making international payments as simple as sending an email.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">“By combining Stellar’s infrastructure with PayPal’s global user base, we’re redefining how money moves across borders,” said \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Sacha Jiao\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">, CEO of Stellar Development Foundation. “This partnership is a win for financial inclusion, especially for unbanked populations in developing economies.”\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch3>\u003Cb>How the Stablecoin Integration Works\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">PayPal’s stablecoin, \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">PayPal USD (PYUSD)\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">, is now live on the Stellar network. Here’s how the process unfolds:\u003C\u002Fspan>\u003C\u002Fp>\n\u003Col>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">User Initiates a Transfer\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">: A PayPal user in the U.S. sends PYUSD to a recipient in the Philippines via the PayPal app.\u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Conversion to Stellar Blockchain\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">: The funds are instantly converted into Stellar-anchored tokens (e.g., \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">XLM-backed USD\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">) and routed through Stellar’s decentralized network.\u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Recipient Receives Funds\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">: The recipient’s bank account or digital wallet is credited in local currency (e.g., PHP) within seconds.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">Stellar’s \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">anchor system \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">ensures trust and compliance by acting as intermediaries for fiat-to-crypto conversions. Anchors like \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Bitstamp \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">and \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Binance \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">already support Stellar, providing a robust ecosystem for PayPal’s integration.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch3>\u003Cb>Key Benefits of the Stellar-PayPal Partnership\u003C\u002Fb>\u003C\u002Fh3>\n\u003Col>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Lower Fees\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">Stellar’s $0.00001 per transaction cost slashes fees compared to traditional banks. A $500 transfer from the U.S. to India, which typically costs $30–$40, could now cost less than $1.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Speed:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">Transactions settle in \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">1.4 seconds \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">, eliminating delays caused by intermediary banks and currency conversion.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Financial Inclusion\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">Over \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">1.7 billion adults \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">globally lack access to traditional banking. Stellar’s open-source infrastructure allows PayPal to reach users in regions with limited financial services.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Scalability\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">Stellar’s \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">150,000 transactions per second (TPS) \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">capacity supports PayPal’s massive user base, outpacing Ethereum’s 30 TPS and Bitcoin’s 7 TPS.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Ch3>\u003Cb>Implications for the Crypto and Fintech Industries\u003C\u002Fb>\u003C\u002Fh3>\n\u003Ch4>\u003Cb>1. Mainstream Adoption of Stablecoins\u003C\u002Fb>\u003C\u002Fh4>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">PayPal’s move signals growing acceptance of stablecoins as a bridge between fiat and crypto. With \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">$140 billion in stablecoin volume \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">on Stellar alone, the partnership could accelerate adoption among institutions and consumers.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch4>\u003Cb>2. Competition with Traditional Banks\u003C\u002Fb>\u003C\u002Fh4>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">Legacy banks like \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Wells Fargo \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">and \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">HSBC \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">face pressure to innovate. PayPal’s integration may force them to adopt blockchain solutions or risk losing market share in cross-border payments.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch4>\u003Cb>3. Regulatory Challenges\u003C\u002Fb>\u003C\u002Fh4>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">While Stellar’s compliance tools (e.g., \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Stellar Guardian \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">) help meet KYC\u002FAML requirements, regulators remain cautious. The partnership could prompt governments to draft clearer guidelines for stablecoin usage in international finance.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch4>\u003Cb>4. Impact on Other Blockchains\u003C\u002Fb>\u003C\u002Fh4>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ethereum and Bitcoin may see reduced demand for cross-border use cases as Stellar’s speed and cost advantages attract developers. However, Ethereum’s \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Layer 2 solutions \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">(e.g., Arbitrum) could still compete in niche markets.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch3>\u003Cb>Real-World Use Cases\u003C\u002Fb>\u003C\u002Fh3>\n\u003Col>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Remittances\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">Migrants in the U.S. can send money to family in Mexico or Vietnam in seconds, bypassing high-fee services like \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Western Union\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Small Business Payments\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">An e-commerce store in Brazil can receive USD from a customer in Germany instantly, reducing reliance on slow, costly bank transfers.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Microfinancing\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">Stellar’s low fees enable microloans for entrepreneurs in Africa, where traditional banks often deem them too risky.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Ch3>\u003Cb>Challenges and Risks\u003C\u002Fb>\u003C\u002Fh3>\n\u003Col>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Adoption Hurdles\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">While Stellar is efficient, many users remain unfamiliar with blockchain. PayPal will need to simplify the user experience to drive mass adoption.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Regulatory Uncertainty\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">The U.S. Treasury and EU’s MiCA framework may impose restrictions on stablecoin usage, potentially slowing expansion.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cspan style=\"font-weight: 400;\">Competition from Rivals\u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">:\u003C\u002Fspan>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"2\">\u003Cspan style=\"font-weight: 400;\">Companies like \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Ripple \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">and \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Visa \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">are also exploring blockchain-based payments. Stellar must maintain its edge in speed and cost.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003C\u002Fli>\n\u003C\u002Fol>\n\u003Ch3>\u003Cb>The Future of Cross-Border Payments\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">PayPal’s Stellar integration is part of a broader trend toward \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">decentralized finance (DeFi) \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">. If successful, it could inspire other giants like \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Square \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">and \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Google \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">to adopt blockchain for payments. Analysts predict that by 2026, \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">20% of cross-border transactions \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">will occur on blockchains, up from 2% in 2023.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">“This is the beginning of a new era,” said \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">Vitalik Buterin \u003C\u002Fspan>\u003Cspan style=\"font-weight: 400;\">, co-founder of Ethereum. “PayPal’s move proves that blockchain isn’t just for crypto enthusiasts—it’s a tool for real-world financial transformation.”\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch3>\u003Cb>Conclusion\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">PayPal’s partnership with Stellar represents a pivotal moment in the evolution of global finance. By harnessing the power of blockchain, the collaboration addresses long-standing issues in cross-border payments, offering users unprecedented speed, affordability, and accessibility. As the world watches this integration unfold, one thing is clear: the future of money is decentralized, and PayPal is leading the charge.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch3>\u003Cb>Follow us:\u003C\u002Fb>\u003C\u002Fh3>\n\u003Cp>\u003Ca href=\"http:\u002F\u002Fbitsz.io\">\u003Cspan style=\"font-weight: 400;\">Bitsz.io\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fx.com\u002Fbitz_io\">\u003Cspan style=\"font-weight: 400;\">Twitter\u002FX\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"http:\u002F\u002Ft.me\u002Fblitsz_io\">\u003Cspan style=\"font-weight: 400;\">Telegram\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n",1167,{"code":13,"locale":70,"name":71,"slug":72},"en_US","English","en",[74],{"language":75,"slug":63,"status":79},{"code":56,"locale":76,"name":77,"slug":78},"ru_RU","Русский","ru","publish",{"edges":81},[82],{"node":83},{"name":17,"slug":18,"uri":19},{"node":85},{"sourceUrl":86,"altText":87,"title":88},"https:\u002F\u002Fbitsz.io\u002Fwp-content\u002Fuploads\u002F2025\u002F06\u002Fyellow-and-black-simple-modern-cryptocurrency-presentation-2025-06-11t185120.402.png","","Yellow and Black Simple Modern Cryptocurrency Presentation – 2025-06-11T185120.402",{"canonical":90,"metaDesc":91,"readingTime":92,"opengraphTitle":62,"opengraphUrl":90,"opengraphImage":93,"twitterImage":9,"opengraphDescription":91,"twitterDescription":87,"title":62,"twitterTitle":87,"opengraphType":95,"opengraphPublishedTime":96,"opengraphModifiedTime":97,"breadcrumbs":98},"https:\u002F\u002Fbitsz.io\u002Fcrypto-news\u002Fpaypal-integrates-stablecoin-on-stellar\u002F","PayPal’s integration of its stablecoin on the Stellar blockchain aims to streamline cross-border remittances, reduce fees, and enhance global financial inclusion. Learn how this partnership could reshape international payments",4,{"sourceUrl":94,"altText":87},"https:\u002F\u002Fbitsz.io\u002Fwp-content\u002Fuploads\u002F2025\u002F06\u002Fyellow-and-black-simple-modern-cryptocurrency-presentation-2025-06-11t185120.402-300x169.png","article","2025-06-11T16:02:59+00:00","2025-06-11T16:07:34+00:00",[99,101,103],{"text":100,"relativeUrl":87},"Home",{"text":17,"relativeUrl":102},"\u002Fcrypto-news",{"text":62,"relativeUrl":104},"\u002Fcrypto-news\u002Fpaypal-integrates-stablecoin-on-stellar"]