[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"blog-categories-en":3,"wp-translations":54,"fetchPost-crypto-news\u002Fspar-enables-crypto-payments-en-1":58},[4,14,22,30,38,46],{"id":5,"graphqlId":6,"name":7,"slug":8,"image":9,"uri":10,"count":11,"children":12,"locale":13},57,"dGVybTo1Nw==","Convert Guide","convert-guide",null,"\u002Fcategory\u002Fconvert-guide\u002F",27,[],"EN",{"id":15,"graphqlId":16,"name":17,"slug":18,"image":9,"uri":19,"count":20,"children":21,"locale":13},1,"dGVybTox","Crypto News","crypto-news","\u002Fcategory\u002Fcrypto-news\u002F",87,[],{"id":23,"graphqlId":24,"name":25,"slug":26,"image":9,"uri":27,"count":28,"children":29,"locale":13},61,"dGVybTo2MQ==","Price Prediction","price-prediction","\u002Fcategory\u002Fprice-prediction\u002F",32,[],{"id":31,"graphqlId":32,"name":33,"slug":34,"image":9,"uri":35,"count":36,"children":37,"locale":13},53,"dGVybTo1Mw==","Quick History Lesson","quick-history-lesson","\u002Fcategory\u002Fquick-history-lesson\u002F",37,[],{"id":39,"graphqlId":40,"name":41,"slug":42,"image":9,"uri":43,"count":44,"children":45,"locale":13},69,"dGVybTo2OQ==","Top 5","top-5","\u002Fcategory\u002Ftop-5\u002F",7,[],{"id":47,"graphqlId":48,"name":49,"slug":50,"image":9,"uri":51,"count":52,"children":53,"locale":13},212,"dGVybToyMTI=","Trading Guide","trading-guide","\u002Fcategory\u002Ftrading-guide\u002F",16,[],{"post":55,"docs":57},[13,56],"RU",[13,56],{"type":59,"post":60},"post",{"id":61,"title":62,"slug":63,"uri":64,"date":65,"excerpt":66,"content":67,"postId":68,"language":69,"translations":73,"categories":80,"featuredImage":84,"seo":89},"cG9zdDoxMzc0","SPAR Enables Crypto Payments Across 300 Swiss Stores via Binance Pay & DFX","spar-enables-crypto-payments","\u002Fcrypto-news\u002Fspar-enables-crypto-payments\u002F","2025-08-14T16:07:18","\u003Cp>Switzerland’s SPAR supermarket chain is moving crypto payments from pilot to prime time. The grocer plans to enable stablecoin and cryptocurrency payments across 300 stores nationwide, partnering with Binance Pay and Swiss fintech DFX.swiss—a move it describes as the country’s first nationwide rollout of digital asset payments in retail. As of today, around 100 stores … \u003Ca class=\"link-more\" href=\"https:\u002F\u002Fbitsz.io\u002Fcrypto-news\u002Fspar-enables-crypto-payments\u002F\"> Читать далее\u003C\u002Fa>\u003C\u002Fp>\n","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Switzerland’s SPAR supermarket chain is moving crypto payments from pilot to prime time. The grocer plans to \u003C\u002Fspan>\u003Cb>enable stablecoin and cryptocurrency payments across 300 stores nationwide\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, partnering with \u003C\u002Fspan>\u003Cb>Binance Pay\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> and Swiss fintech \u003C\u002Fspan>\u003Cb>DFX.swiss\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">—a move it describes as the country’s first nationwide rollout of digital asset payments in retail. As of today, \u003C\u002Fspan>\u003Cb>around 100 stores are already live\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, with the remainder to follow over the coming months, though the company hasn’t committed to a hard deadline. \u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch2>\u003Cb>How checkout will work\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">At the register, shoppers \u003C\u002Fspan>\u003Cb>scan a QR code with the Binance Pay app\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, choose from \u003C\u002Fspan>\u003Cb>100+ supported cryptocurrencies and stablecoins\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, and pay. \u003C\u002Fspan>\u003Cb>DFX.swiss handles the exchange and settlement in Swiss francs (CHF)\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">—or in another currency upon request—so SPAR receives fiat while customers spend crypto. The company also frames the experience as \u003C\u002Fspan>\u003Cb>“gas-free”\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> for shoppers. Management says crypto payments can \u003C\u002Fspan>\u003Cb>cut merchant commissions by up to two-thirds versus card rails\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, a meaningful margin lever in grocery. \u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch2>\u003Cb>From pilot to nationwide plan\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">SPAR’s national rollout follows a \u003C\u002Fspan>\u003Cb>spring 2025 pilot in Zug\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, where a store accepted \u003C\u002Fspan>\u003Cb>Bitcoin payments over the Lightning Network\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> using DFX’s OpenCryptoPay solution. The pilot was reported by local and crypto trade press at the time and flagged on BTC Map. \u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">Today’s announcement expands the scope: beyond Bitcoin\u002FLightning, \u003C\u002Fspan>\u003Cb>the Binance Pay + DFX integration supports a wide set of coins and stablecoins\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, bringing a consumer-style wallet checkout to a mainstream grocer. A \u003C\u002Fspan>\u003Cb>SPAR spokesperson\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> and DFX confirmed the staged approach—live in ~100 stores now, with \u003C\u002Fspan>\u003Cb>no fixed timeline\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> for completing all locations. \u003C\u002Fspan>\u003Cb>FinanceFeeds\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> separately reported the initial 100-store milestone, underscoring that the expansion is already underway. \u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch2>\u003Cb>Why this matters for crypto payments in Switzerland\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">Switzerland already has an outsized footprint in crypto adoption. \u003C\u002Fspan>\u003Cb>BTCmap\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> shows \u003C\u002Fspan>\u003Cb>thousands of merchants globally and\u003C\u002Fb> \u003Cb>over 1,000 Swiss businesses\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> that accept Bitcoin, and cities like \u003C\u002Fspan>\u003Cb>Lugano\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> have enabled BTC and USDT for municipal payments. SPAR’s push shifts that adoption into \u003C\u002Fspan>\u003Cb>everyday grocery\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, a category with high-frequency use that can normalize QR-based crypto checkout for non-enthusiasts. \u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">Just as importantly, merchant\u003C\u002Fspan>\u003Cb> economics\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> could be compelling. If the \u003C\u002Fspan>\u003Cb>two-thirds fee reduction\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> versus card networks proves repeatable at scale, more Swiss retailers may experiment with crypto at the \u003C\u002Fspan>\u003Cb>point of sale\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">—especially if they can \u003C\u002Fspan>\u003Cb>auto-convert to CHF\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> and avoid price volatility on their balance sheets. \u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch2>\u003Cb>The plumbing: Binance Pay and DFX.swiss\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Binance Pay\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">: a \u003C\u002Fspan>\u003Cb>custodial, QR-based wallet\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> experience that supports \u003C\u002Fspan>\u003Cb>hundreds of crypto assets\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> and instant user-to-merchant transfers within the Binance ecosystem. In SPAR’s flow, customers pay from Binance Pay; the app shows available tokens and stablecoins at checkout. \u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>DFX.swiss\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">: acts as the \u003C\u002Fspan>\u003Cb>payment interface and conversion layer\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">. It receives the crypto, handles \u003C\u002Fspan>\u003Cb>real-time FX\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">into \u003C\u002Fspan>\u003Cb>CHF\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, and passes fiat settlement to SPAR—crucial for accounting and reconciliation in a large chain. The firm has previously supported Lightning pilots in Swiss retail and documents a growing store map. \u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">This \u003C\u002Fspan>\u003Cb>wallet + settlement\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> pattern mirrors traditional \u003C\u002Fspan>\u003Cb>payment service provider\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> models, but with crypto-native rails on the front end and fiat certainty on the back end—one key reason large retailers are willing to test it.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch2>\u003Cb>What’s confirmed—and what isn’t\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cp>\u003Cb>Confirmed:\u003C\u002Fb>\u003C\u002Fp>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Scope & partners.\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> SPAR is \u003C\u002Fspan>\u003Cb>rolling out crypto and stablecoin payments\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> to \u003C\u002Fspan>\u003Cb>~300 stores\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> in Switzerland using \u003C\u002Fspan>\u003Cb>Binance Pay\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> and \u003C\u002Fspan>\u003Cb>DFX.swiss\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">; \u003C\u002Fspan>\u003Cb>~100 stores are already active\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">. \u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Checkout flow.\u003C\u002Fb> \u003Cb>QR scan in Binance Pay\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, \u003C\u002Fspan>\u003Cb>auto-conversion\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> to \u003C\u002Fspan>\u003Cb>CHF\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, \u003C\u002Fspan>\u003Cb>gas-free\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> for the shopper. \u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Economics (SPAR view).\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> Management claims \u003C\u002Fspan>\u003Cb>up to two-thirds fee savings\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> versus cards. \u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Cp>\u003Cb>Not confirmed:\u003C\u002Fb>\u003C\u002Fp>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Exact completion date.\u003C\u002Fb> \u003Cb>No fixed timeline\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> for when all 300 locations will be live. \u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Asset list stability.\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> While \u003C\u002Fspan>\u003Cb>100+ assets\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> are currently supported via Binance Pay, \u003C\u002Fspan>\u003Cb>supported tokens can change over\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> time. \u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2>\u003Cb>Industry context\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">SPAR isn’t the first Swiss merchant to offer crypto checkout—\u003C\u002Fspan>\u003Cb>Worldline and Bitcoin Suisse\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> have offered \u003C\u002Fspan>\u003Cb>BTC\u002Facceptance\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> to Swiss merchants since 2021—but it’s rare to see a \u003C\u002Fspan>\u003Cb>single national grocery chain\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> commit to a \u003C\u002Fspan>\u003Cb>coordinated, multi-hundred-store rollout\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">. That scale makes SPAR’s program a \u003C\u002Fspan>\u003Cb>bellwether\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> for whether crypto can compete with cards and mobile wallets in \u003C\u002Fspan>\u003Cb>low-margin, high-volume\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> retail. \u003C\u002Fspan>\u003C\u002Fp>\n\u003Ch2>\u003Cb>What shoppers should know\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>You can pay with stablecoins or crypto\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> at participating SPAR stores by \u003C\u002Fspan>\u003Cb>scanning a QR code\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> in \u003C\u002Fspan>\u003Cb>Binance Pay\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">. The \u003C\u002Fspan>\u003Cb>store receives CHF\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">—you don’t need to worry about exact change or volatility. \u003C\u002Fspan>\u003Cb>Receipts\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> reflect standard CHF totals. \u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Availability varies\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> today: \u003C\u002Fspan>\u003Cb>~100 stores are live\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">, with more coming \u003C\u002Fspan>\u003Cb>over the next few months\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">. Look for in-store signage or ask at checkout. \u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Earlier pilots\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> in \u003C\u002Fspan>\u003Cb>Zug\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> used \u003C\u002Fspan>\u003Cb>Bitcoin Lightning\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">—that proof-of-concept helped pave the way for the current, broader rollout. \u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch2>\u003Cb>What to watch next\u003C\u002Fb>\u003C\u002Fh2>\n\u003Cul>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Rollout pace.\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> How quickly SPAR moves from \u003C\u002Fspan>\u003Cb>100 live\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> to \u003C\u002Fspan>\u003Cb>full national coverage\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">—and whether the timeline firms up. \u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Consumer uptake.\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> Do crypto payments stay a novelty or earn repeat use? (Groceries are a perfect test: high frequency, low friction.)\u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Copycats.\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> If economics hold, watch for \u003C\u002Fspan>\u003Cb>other Swiss retailers\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> to pilot \u003C\u002Fspan>\u003Cb>QR-based crypto checkout\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\">—potentially with different wallet providers or acquirers.\u003C\u002Fspan>\u003C\u002Fli>\n\u003Cli style=\"font-weight: 400;\" aria-level=\"1\">\u003Cb>Regulatory clarity.\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> Switzerland is crypto-friendly, but \u003C\u002Fspan>\u003Cb>stablecoin\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> standards and \u003C\u002Fspan>\u003Cb>KYC\u002FAML\u003C\u002Fb>\u003Cspan style=\"font-weight: 400;\"> expectations continue to evolve; merchant integrations will track that landscape.\u003C\u002Fspan>\u003C\u002Fli>\n\u003C\u002Ful>\n\u003Ch3>Follow us:\u003C\u002Fh3>\n\u003Cp>\u003Ca class=\"invalid-url\" href=\"http:\u002F\u002Fbitsz.io\" data-validation-message=\"Invalid URL path\">\u003Cspan style=\"font-weight: 400;\">Bitsz.io\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fx.com\u002Fbitz_io\">\u003Cspan style=\"font-weight: 400;\">Twitter\u002FX\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"http:\u002F\u002Ft.me\u002Fblitsz_io\">\u003Cspan style=\"font-weight: 400;\">Telegram\u003C\u002Fspan>\u003C\u002Fa>\u003C\u002Fp>\n",1374,{"code":13,"locale":70,"name":71,"slug":72},"en_US","English","en",[74],{"language":75,"slug":63,"status":79},{"code":56,"locale":76,"name":77,"slug":78},"ru_RU","Русский","ru","publish",{"edges":81},[82],{"node":83},{"name":17,"slug":18,"uri":19},{"node":85},{"sourceUrl":86,"altText":87,"title":88},"https:\u002F\u002Fbitsz.io\u002Fwp-content\u002Fuploads\u002F2025\u002F08\u002Fyellow-and-black-simple-modern-cryptocurrency-presentation-2025-08-14t161512.252.png","","Yellow and Black Simple Modern Cryptocurrency Presentation – 2025-08-14T161512.252",{"canonical":90,"metaDesc":91,"readingTime":92,"opengraphTitle":62,"opengraphUrl":90,"opengraphImage":93,"twitterImage":9,"opengraphDescription":91,"twitterDescription":87,"title":62,"twitterTitle":87,"opengraphType":95,"opengraphPublishedTime":96,"opengraphModifiedTime":87,"breadcrumbs":97},"https:\u002F\u002Fbitsz.io\u002Fcrypto-news\u002Fspar-enables-crypto-payments\u002F","SPAR Switzerland is rolling out cryptocurrency and stablecoin payments to 300 supermarkets using Binance Pay and DFX.swiss.",4,{"sourceUrl":94,"altText":87},"https:\u002F\u002Fbitsz.io\u002Fwp-content\u002Fuploads\u002F2025\u002F08\u002Fyellow-and-black-simple-modern-cryptocurrency-presentation-2025-08-14t161512.252-300x169.png","article","2025-08-14T15:07:18+00:00",[98,100,102],{"text":99,"relativeUrl":87},"Home",{"text":17,"relativeUrl":101},"\u002Fcrypto-news",{"text":103,"relativeUrl":104},"SPAR Enables Crypto Payments Across 300 Swiss Stores via Binance Pay & DFX","\u002Fcrypto-news\u002Fspar-enables-crypto-payments"]