How to Convert MATIC to USDT: Quick Guide for Safe Trading

How to Convert MATIC to USDT: Quick Guide for Safe Trading
January 19, 2026
~5 min read

If you’ve been riding Polygon volatility and you’re ready to chill in a dollar-pegged asset, moving matic to usdt is one of the most common “lock it in” moves in crypto. The good news: you don’t need a full order-book account to do it.

Bitsz.io positions itself as a quick, form-based service for exchanging coins in a few steps (choose pair → enter address → pay → receive), with options like floating vs. fixed quotes and “no registration” messaging on its site. 

This guide walks through the cleanest way to do the conversion—without the classic mistakes (wrong network, wrong address format, rushing a quote).

Understanding Polygon (MATIC) and Tether (USDT)

Polygon (MATIC) has historically been the gas token for Polygon PoS—basically the fuel that powers transactions, similar to how ETH works on Ethereum. Polygon’s own documentation also notes the ecosystem is transitioning from MATIC to POL, so you may see POL referenced in newer tooling and docs even if you still hold MATIC in a wallet or on a platform. 

Tether (USDT) is issued across multiple blockchains, which is great for flexibility but risky if you pick the wrong network when receiving. Tether’s official supported-protocols page lists major rails like ERC-20 (Ethereum), TRC-20 (Tron), Solana, Liquid, Polkadot AssetHub, Tezos, TON, Aptos, and others—meaning “USDT” isn’t one chain; it’s a token that exists in several places. 

How to Exchange MATIC to USDT on Bitsz

Bitsz describes its flow as a simple, four-step exchange and shows toggles for floating vs. fixed rates on its exchange interface. Below is the practical, safety-first version of that same flow.

1) Prep your wallets

  • Sending wallet: Make sure you have enough MATIC to cover the amount you want to send plus network fees on the chain you’ll send from.
  • Receiving wallet: Open your USDT receive screen and choose the network you’ll receive on (for example, Ethereum ERC-20 vs Tron TRC-20). Tether supports multiple protocols, but your wallet/exchange deposit page must match the one you select. 

This is where you quietly cover a bunch of SEO intent too: if your goal is to exchange cryptocurrency quickly, the fastest method is the one that doesn’t require a rescue mission afterward.

2) Open Bitsz and select the pair

On Bitsz, the basic idea is: pick what you send and what you receive, then proceed through the form-based swap flow. The homepage explicitly frames this as “Fast Crypto Exchanges in 4 Steps.”
In your case, you’re setting up exchange matic to usdt (that exact direction matters).

3) Choose floating vs. fixed rate

Bitsz shows both Floating rate and Fixed rate options on its exchange pages. 

  • Floating: Your final amount can change slightly with the market while your transaction confirms.
  • Fixed: Usually gives more certainty, but may have stricter timing/confirmation rules.

If you’re converting during a choppy market, fixed can feel calmer. If the network is congested, floating can be more forgiving.

4) Paste your receiving USDT address

Paste the USDT address for the network you selected. This is where people mess up most often:

  • Sending to an address format that doesn’t match the chosen chain
  • Choosing TRC-20 on the site but copying an ERC-20 deposit address (or the reverse)

Tether’s official list of supported networks is your reference point for what’s even possible, but your wallet’s deposit page is the source of truth for what you can receive. 

5) Confirm details, then send MATIC

Bitsz exchange pages outline the same basic sequence: confirm the transaction and send the input asset to the provided address, then receive the output in your wallet.
This is the action step where you swap in real life: you send MATIC, and the service returns USDT to your address.

6) Track confirmations and receipt

Most delays come from either (1) network congestion or (2) sending from the wrong chain/address type. Bitsz notes you can track exchange progress and receive assets after completion. 

Exploring Other Options for Trading and Diversifying Your Portfolio

Bitsz can be a convenient route when you want a quick conversion without living on an order book. But it’s not the only route—sometimes it’s not even the best route.

Here are the main alternatives:

  1. Centralized exchanges (CEXs): If you want limit orders, deeper liquidity, or advanced tools, a CEX can be better—especially if you’re scaling size or timing entries/exits.
  2. Decentralized exchanges (DEXs): If your assets are already on Polygon, a DEX may provide a direct polygon to usdt path—just watch slippage and gas.
  3. Bridges and multi-chain swaps: Useful if you need USDT on a specific network your wallet supports.

And yes, going the other way is also common: usdt to matic for re-entering positions when the market looks oversold.

Conclusion

Converting matic to usdt is simple when you treat it like a checklist instead of a vibe. Pick the right USDT network (seriously, this is the whole game), choose floating vs. fixed, paste the correct address, send MATIC, and confirm receipt. Bitsz presents this flow as a fast four-step exchange process with no-registration positioning and standard swap mechanics. 

If you want the safest experience, do a small test transaction first—then scale up once you see USDT arrive exactly where you expected.

FAQ

Is MATIC still a thing in 2026 if Polygon is moving to POL?

Yes—Polygon documentation notes a transition from MATIC to POL, and you may see POL as the newer standard. But MATIC can still appear in wallets, markets, and legacy flows depending on where you hold it. 

Which USDT network should I choose?

Choose the network your receiving wallet/exchange explicitly supports. Tether is issued on multiple chains (ERC-20, TRC-20, Solana, TON, and more), and mismatching networks is a common cause of lost funds. 

Can my transaction be paused or reviewed?

It can. Bitsz’s AML policy describes circumstances where transactions may be suspended for KYC completion, compliance requests, or suspicious-activity review. 

What’s the difference between a swap and a trade?

A swap is typically a simple “you send X, you receive Y” flow at a quoted rate. A trade (usually on an exchange) often involves order books, limit orders, and more control over price execution. For quick conversions, swap-style flows are popular.

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